Buying a dream house should be an exciting journey and doing what we do best we will help you through every step to get started.
You are important on this journey and here’s our step by step guide to securing your dream home:
Budget: How much do you think you can afford to pay for a home and how much do you have for a deposit? We are happy to put you in touch with our fair and knowledgeable mortgage advisors who will help you to work out how much your monthly mortgage payments will be.
Define your needs and wants: Create a list of your ‘must haves’ and ‘would likes’ for your dream home. Consider factors such as location, size, style, amenities, proximity to your place of work, schools and if the property is likely to increase in value.
View houses: keep an open mind. Smart & Co will help you choose places to view and who knows, maybe we will show you a ‘wild card’ that you might unexpectedly ‘fall in love’ with.
Make an Offer: discuss with your Smart & Co agent, the best way of making an offer taking into consideration current market conditions, the home's condition and your budget. We keep this process simple and effective to secure the home you want to buy.
Offer Accepted: fantastic! We will now continue to work with you, your mortgage advisor and your solicitor towards a seamless process to making the home yours. There will be some jargon along the way - no worries though, we’re here to help you through this and overcome any barriers that may appear.
Sold: congratulations, it’s time for you to receive your keys to your dream home and your new future!